How do you know what to prep for unless you know what is going on? Should you live your life as an ostrich? One of the things that you may need to consider prepping for right now is the threat of having unemployment insurance money you received back in 2020 “clawed back” should the state deem that you were either ineligible for that money or received too much.
Unnecessary worrying?
Nope. It’s already happening.
While there has been the threat of clawed back unemployment payments for over a year now, it seems that some states are now adding themselves to the list of states which are engaging in such.
Consider Massachusetts.
It’s there that $2.7 billion in paid out claims is being demanded back. Politicians there have decided that that money was paid out to those who didn’t deserve it, such as Matt Goncalves, who lost his job at Best Buy due to politicians’ lockdown, and is now being ordered to pay back $10,000. He was deemed ineligible months afterwards.
Missouri has already asked for these monies back, with Stephanie San Paulo being told she needs to pay back close to $16,000. The glimmer of hope for the 43,000 people in Missouri who have received similar notifications is SB 673, which may make it so they don’t have to give this money back at all.
Could your state be next?
(This is all the more reason to get your food stores in order, is it not? Check out our free QUICKSTART Guide to food storage here.)
What’s the philosophy here?
For starters, government shouldn’t be involved in the insurance game to begin with. Anytime they insert themselves into the free market, it’s no longer a free market, and people suffer as a result. But they did. And then they further inserted themselves into the free market by labeling some people as “unessential” and robbing them of their ability to make a paycheck back in 2020.
How do you rob somebody of their current income, make it so that there are no other jobs available for them to apply for (after all, when everybody’s unessential, where can you work? What is open?), force them into your state run safety net, and then tell them they have to pay you back well after the fact?
This wasn’t something with a pre-application warning. This was “Here. Take this money. It’s yours.” Several months later, people then hear, “Oh. I want that back.”
That’s what this is.
Oops. I can’t hear you.
Also, consider that should somebody have had issues with their unemployment insurance – say there were paperwork snafus they wanted to clear up – who were they to talk to? At least in California, where the Employment Development Department deals with unemployment insurance, their doors were closed. And have been closed to the public for 25 years. Allegedly, this is in part due to a shooting that took place years back.
One time I caught a stingray. Nobody in my family has been allowed to go fishing ever since.
Other states saw similar situations unfold as government workers responsible for fixing unemployment claims and working with the public as public servants locked and barred their doors for months on end. Americans were left to deal with voice recordings and automated messaging systems which left callers on hold for hours on end.
If the government has robbed you of your job, saying that they’ll give you money to cope, then doesn’t, is that not a grievance? Doesn’t the First Amendment protect Americans’ rights to address their government for grievances? Isn’t locking the doors of all government offices to the public then a violation of this right to be able to address the government for grievances?
“Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or of the right of the people to peaceably to assemble, and to petition the Government for a redress of grievances.” – The First Amendment
While one may say it was still possible to contact somebody to complain, if one does everything in their power to make it as difficult as possible to do so, they’ve paved the way with caltrops.
But perhaps what’s even more concerning is this…
We’ve witnessed the Chinese intrusion into the American system. It’s simply undeniable. Why are we letting them buy American land? Why are we letting them build runways in Texas? Why are we collaborating with them?
And consider that it’s estimated up to 50% of American unemployment monies was stolen.
Haywood Talcove, the CEO of LexisNexis Risk Solutions, doesn’t think the bulk of this money was stolen by Americans either. He estimates that 70% of all fraudulent claims ended up in China, Nigeria, and Russia.
“These groups are definitely backed by the state,” says Talcove.
So were there fraudulent claims put out for unemployment? Absolutely.
But it appears that this largely went to state actors, not to unemployed Americans.
One can’t help but look at all the pieces of this and begin to wonder…
Was this a form of economic warfare?
Another factor to consider is this: communism doesn’t work. Never has, never will. Communistic policies invariably fail. When they do though, it makes the politicians who pushed them look like idiots. There’s nothing a politician hates worse than looking like an idiot. To keep the image protected, those communistic policies therefore must float.
And money helps them to do that.
If you’re dealing with an economic crisis, if you’re now in an economy that is $30 trillion in debt, if inflation is going through the roof, you will desperately need money as a politician.
How do you get it?
Is it by clawing back unemployment benefits?
Are you prepared to pay back unemployment insurance money?
Never before in history has the American society been forcibly shut down as it was in 2020. Never. There is no precedent.
All that being said, now the state may be gearing up to ask for unemployment insurance money back. Perhaps your state already has (as mentioned above, this has been going on in some states for over a year). Either way, the point is this: you need to be preparing your family for such a position financially (and perhaps with lawyers as well) now so that this doesn’t catch you off guard.
Personally, I don’t think this is the only financial happening you need to be ready for. I think it’s a matter of time before student loans are forgiven, pensions are nationalized, and the Evergrande collapse causes American banks to start calling in peoples’ loans (whether on cars or houses).
I’m not a financial advisor. This isn’t financial/investment advice. This is just my musings on what I’m seeing.
And are you prepared?
What do you think about the government demanding the money back?
Are you of the opinion that it’s ethical for the government to remove opportunities to earn a living and then demand the money back? How far do you think they’ll go to retrieve the money they paid out? How will people who have finally gotten back to work handle both paying back thousands of dollars and rampant inflation at the same time? Share your thoughts in the comments.
About Jeff
Jeff Thompson is an avid fisherman who likes to spend time sailing on his boat and reading while at sea.
Unemployment is insurance. The goal of insurance is indemnification – to restore you back to where you were before the loss, nothing more. Those excess payments essentially allowed people to “profit” from insurance. Profitting from insurance is insurance fraud. So the government sanctioned insurance fraud and many innocent people have now, unknowingly, committed insurance fraud. Each check received could be a separate count. In many states this would lead to a felony conviction for multiple counts. This is going to get ugly.
“How will dot gov get its money back?” Easy: it’ll be deducted from SS payments in the future.
“Not eligible for that unemployment check(s)?” You can contest this by calling 1-800-EAT CRAP.
Operators are standing by!
This means that the government is broke and the Federal Reserve is not printing money (hard to believe – but I have no other explanation). Think about that for a moment. You are seeing a movie.
“If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered.”
it’s a script all right. might be about time for the deflation part ….
It’s just communism,the American public still haven’t caught on. There a little SLOW.
Joe didn’t get his 10%
Well, a couple of months into the scamdemic, I quit my job as a cashier at an “essential” business. Why? Because I wasn’t going to pretend to go along with all the covidiocy – wearing muzzles all day, wiping down shopping carts after every customer, counting people in and out of the store, etc. After about 2 months of that crap, I’d had enough. And I stayed out of work the rest of 2020, only going back for a seasonal job as a tax preparer in early 2021. Then I jumped on the gig economy, and am still doing that while I teach myself web design so I can freelance. Haven’t collected a dime of unemployment, so I don’t owe anybody anything. Of course, it helps that I started out with money in the bank and few financial needs, most people don’t have that kind of foresight.
“Be my slave and I’ll save you.”
more accurately it’s “I’ll save you only if you be my slave like you’re supposed to be.” (How do you know what to prep for unless you know what is going on?)
https://www.irs.gov/newsroom/irs-will-recalculate-taxes-on-2020-unemployment-benefits-and-start-issuing-refunds-in-may#:~:text=However%2C%20a%20recent%20law%20change%20allows%20some%20recipients,recent%20changes%20made%20by%20the%20American%20Rescue%20Plan.
Under the new law, taxpayers who earned less than $150,000 in modified adjusted gross income can exclude some unemployment compensation from their income. This means they don’t have to pay tax on some of it. People who are married filing jointly can exclude up to $20,400 – up to $10,200 for each spouse who received unemployment compensation. All other eligible taxpayers can exclude up to $10,200 from their income.
I highly doubt either example in your OP earned more than $150K. They’d be wise to check with a qualified tax advisor – aka not this site or other open forums.
I was one of the defrauded in WA with the Unemployment hack. Boss calls one day and asks curiously why I filed for unemployment. News to me. Went through the website and yeppers. Fortunately they had an option to report recent fraud but had a few hoops to jump through to prove I hadn’t.
And the person in charge of that debacle? Got a job with the Biden regime not long after..
This was and is a government induced crisis. Individual citizens did not set the rules for unemployment relief. The government set the rules and guidelines. Any citizen honestly following those rules and guidelines should not be bothered by the government. On the other hand, any entity that violated the rules and guidelines or misrepresented the facts while filing should be required to return the money and pay a penalty for deception or criminality. I suspect the real problem is that inept or dishonest federal officials or employees designed a poor program intended to aid their constituents and got burned. They need to fess up, tell the truth and feed the kitty.
This borders on ex post facto law. Another trashing of the Constitution. We aren’t going to get it back until we demand it back. County Sheriff, CSPOA, and now there is a People’s Bureau of Investigation.
Effective action is not violent, which I find very interesting indeed.
I was fired for illigitimat reasons in Ohio. Unemployment denied my claim. I took them to court. The judge ruled in my favor without blinking. I was immediately given what they owed me. I spent the $11,600 on bills, etc.
They appealed, and a panel of three judges reversed the original decision. “Pay back that money,” I was notified; until you do, you can never again receive unemployment benefits on this state, AND we will withhold any state income tax refunds.
I ignored them — should probably sent them a Notice of why.
Results: they withheld state income tax refunds for several years and I was not able to sign up for unemployment during the Covid hoax, which would have been something like $600 per week (sob!). HOWEVER, I did really need that money after the first instance back in 2014, AND I am now self-employed and will never again be dealing with a Marxist “Human Resources” department!
Well I didn’t draw a dime of unemployment but I did get a stimulus check which I promptly gave to my church, so they wouldn’t have to close their door. Biden tried to close them up, but we stood together and our church is doing well.