Let’s face it. Times aren’t getting any easier. We can prep all we want but if we don’t get ahold of our finances, find places to cut, and learn to embrace frugality, many of us will not thrive.
I’m thrilled to introduce the Thrifty Life Bundle, which is nearly 2000 pages of money-saving content from my books and websites.
Here’s what you’ll get:
1 Year of Life-Changing Frugal Living Ideas and Philosophies: Get more than a thousand pages of ideas and philosophies of savings, large and small. Our philosophy is that you can live well while spending far less money than the Joneses next door. We’ll show you how to do it in this epic roundup of “Thrifticles” that will make it easy to live well while spending less. (1019 pages)
The Cheapskate’s Guide to Living Large on a Tiny Budget: This is the author’s cut, including 150 pages cut by the publishing company! It isn’t available anywhere but this bundle! (386 pages)
The Cheapskate’s Guide to Personal Finance: This is a quick read that will give you a clear picture of where you are right now and have you on track over the course of a weekend! (46 pages)
Lifestyles of the Flat Broke and Resilient: This is my personal story along with some honest advice that nobody else will give you. (89 pages)
The Flat Broke Cookbook: This little cookbook is about making food with limited funds that is still tasty and nutritious. (75 pages)
What to Eat When You’re Broke: This can’t really be called a cookbook as much as it is a “hodgepodge of thrifty ideas about food.” You can substitute ingredients in just about every recipe based on what you have on hand. The flexibility is what helps to make it so frugal. The foods you’ll make are truly YOUR meals, based on what you have, what you’ll eat, and what you can afford. (219 pages)
Have Yourself a Thrifty Little Christmas: This was written by my daughter and me. It’s about creating a wonderful holiday for your family without going broke doing it.
Let’s help each other!
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Get SEVEN books in PDF format about living well no matter what your budget is for only $23 dollars. This sale ends today! Survive the hard times with a smile. Living on less doesn’t have to be miserable. Let me help you!
Financial snowballing of debt.
Make a list of all of your debts.
Put them in order of highest interest rates to lowest interest rates.
Pay off the highest ones first.
Once paid off, then take those funds you would of used to pay off that debt and roll it over into the next highest interest rate debt. Pay off that debt and so on until you have no debt but the really big stuff like either a car payment or house payment is left.
Then, what we did was to take about half and throw an additional payment at the principal and put the other half into savings.
Build up savings until you have enough to cover all your expenses for anywhere from six months to a year if you were to lose your primary source of income.
After that, continue to make additional payments at the principal for the home, build up a substantial pantry.
Anything after that, invest in things like PMs, and growing your own food, small or medium live stock.
Debt? None hear as what we charge each month (for convenience and I have ZERO qualms about sticking a corporate america company with fees) we pay off in full. No house, vehicle etc debt. There is smart debt (within reason) such as homestead OR well thought out vehicle (note singular). Wants versus needs which is the key to financial security.
Se puede traducir al español?